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<p><b>New page</b></p><div>Pay a lot more than the minimum<br />
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First, break the habit of paying just the minimal required every month. Paying the actual minimum -- generally 2% to 3% of the outstanding stability [http://www.debtlady.com/eliminate-credit-card-debt.html worth reading] -- only prolongs the actual agony. Besides, it's exactly what the banks want you to do. The longer you take to repay the actual charges, the more interest these people make, and the less money you have inside your pocket. Don't play their selfish game.<br />
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Instead, bite the bullet as well as pay around you can each month. If your minimum payment is $100, double that to $200 or more. Examine your own normal costs -- you can find the cash. Skip eating out at lunch, and bring it from house instead. Eliminate desserts. Give up happy hr. We all have "luxuries, " and guess what happens yours tend to be.<br />
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Make a few sacrifices, and you will discover the extra dollars required to increase your debt [http://www.debtlady.com/eliminate-credit-card-debt.html worth reading] repayments significantly. Those increased payments could save you hundreds, if not thousands, in interest payments. Plus, you will get free from the hole you've dug for yourself much more quickly. Is this fun?</div>Worth409