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http://www.aalf.org/wiki/index.php?title=HysellPapp713&action=history Revision history for this page on the wiki en MediaWiki 1.13.3 Wed, 04 Nov 2026 06:01:29 GMT http://www.aalf.org/wiki/index.php?title=HysellPapp713&diff=39007&oldid=prev <p>New page: If you're thinking about using a debt consolidation or [http://www.debt-settlement-tools.com/index.html debt settlement] service to help you get out of debt faster and save money on your m...</p> <p><b>New page</b></p><div>If you're thinking about using a debt consolidation or [http://www.debt-settlement-tools.com/index.html debt settlement] service to help you get out of debt faster and save money on your monthly payments, be sure you do your research before choosing a company. There are absolutely shams and scams available.<br /> <br /> First i want to say that [http://www.debt-settlement-tools.com/Debt-Solutions.html Debt solutions] is *not* exactly like debt settlement/negotiation, which a lot of people don't get.<br /> <br /> Debt settlement businesses charge countless dollars as an initial &quot;admin fee&quot; to set up your account, plus a monthly service fee. The fees vary depending on the company and the amount of the money you owe.<br /> <br /> Such organizations take your money on a monthly basis, but don't make monthly payments to your creditors! Alternatively, they put it in a trust account, negotiate your debts with your creditors, then make a lump-sum payment when there's enough in your account to cover a creditor entirely.<br /> <br /> That may take *years* depending on the level of [http://www.debt-settlement-tools.com/123-Debt-Solutions-Ltd.html 123 debt soulutions ltd] with each creditor. Meanwhile, you will be sued by your creditors and your wages can be garnished! (Or just do not make payments to your creditors. You'll result in the same spot without paying you to definitely help you get there! )</div> Sat, 31 Mar 2012 09:42:37 GMT HysellPapp713 http://www.aalf.org/wiki/index.php?title=Talk:HysellPapp713